The strongest benefit in American lending, and the one most often left unused. No down payment for most qualifying borrowers, no monthly mortgage insurance, and a rate that competes with anything conventional.
If you served and you are financing conventionally, you are almost certainly paying more than you need to. No down payment and no monthly mortgage insurance is a combination no other program offers.
The COE proves your entitlement. Most borrowers can have one pulled in minutes and we will do it with you. Surviving spouses may also qualify.
The VA appraisal carries its own condition standards and a Notice of Value with its own timeline. Knowing that before the offer is the difference between a smooth close and a scramble.
Most VA loans carry a one-time funding fee that can be financed. It is waived entirely for borrowers receiving service-connected disability compensation. We will tell you which applies before you commit.