Mostly documentable W-2 income, which makes conventional financing the cheapest total cost for the majority of files here. We are licensed across Texas and place loans throughout Katy and the rest of Harris County.
Mostly documentable W-2 income, which makes conventional financing the cheapest total cost for the majority of files here. Schools here fall under Katy ISD, and school district is the single largest component of the tax bill — which is why two homes at the same price in Katy can carry noticeably different monthly payments.
Katy sits in Harris County, where effective rates run roughly 2.0% – 2.7%. Values are set by the Harris Central Appraisal District. We build the escrow from your parcel's actual rate rather than a county average, so the number you see at pre-approval is the number you see at closing.
14 licensed mortgage brokers, one of whom will own your file from application to funding. Start in the Payment Lab with no email required, or tell us what you are trying to do.
All 4 ZIP codes fall under Katy ISD. Property tax and escrow are set at the district level, so check your exact parcel before you set a budget.