A heavily military-connected market. VA means no down payment for most qualifying borrowers and no monthly mortgage insurance. We are licensed across Texas and place loans throughout Schertz and the rest of Guadalupe County.
A heavily military-connected market. VA means no down payment for most qualifying borrowers and no monthly mortgage insurance. Schools here fall under Schertz-Cibolo-Universal City ISD, and school district is the single largest component of the tax bill — which is why two homes at the same price in Schertz can carry noticeably different monthly payments.
Schertz sits in Guadalupe County, where effective rates run roughly 1.8% – 2.3%. Values are set by the Guadalupe Appraisal District. We build the escrow from your parcel's actual rate rather than a county average, so the number you see at pre-approval is the number you see at closing.
14 licensed mortgage brokers, one of whom will own your file from application to funding. Start in the Payment Lab with no email required, or tell us what you are trying to do.
All 1 ZIP codes fall under Schertz-Cibolo-Universal City ISD. Property tax and escrow are set at the district level, so check your exact parcel before you set a budget.