Builder contracts here routinely run longer than a standard rate lock. We structure the lock around the build, not the calendar. We are licensed across Texas and place loans throughout Richmond and the rest of Fort Bend County.
Builder contracts here routinely run longer than a standard rate lock. We structure the lock around the build, not the calendar. Schools here fall under Lamar CISD, and school district is the single largest component of the tax bill — which is why two homes at the same price in Richmond can carry noticeably different monthly payments.
Richmond sits in Fort Bend County, where effective rates run roughly 2.2% – 3.0%. Values are set by the Fort Bend Central Appraisal District. We build the escrow from your parcel's actual rate rather than a county average, so the number you see at pre-approval is the number you see at closing.
14 licensed mortgage brokers, one of whom will own your file from application to funding. Start in the Payment Lab with no email required, or tell us what you are trying to do.
All 2 ZIP codes fall under Lamar CISD. Property tax and escrow are set at the district level, so check your exact parcel before you set a budget.