Mostly documentable W-2 income, which makes conventional financing the cheapest total cost for the majority of files here. We are licensed across Texas and place loans throughout Richardson and the rest of Dallas County.
Mostly documentable W-2 income, which makes conventional financing the cheapest total cost for the majority of files here. Schools here fall under Richardson ISD, and school district is the single largest component of the tax bill — which is why two homes at the same price in Richardson can carry noticeably different monthly payments.
Richardson sits in Dallas County, where effective rates run roughly 2.1% – 2.7%. Values are set by the Dallas Central Appraisal District. We build the escrow from your parcel's actual rate rather than a county average, so the number you see at pre-approval is the number you see at closing.
14 licensed mortgage brokers, one of whom will own your file from application to funding. Start in the Payment Lab with no email required, or tell us what you are trying to do.
All 3 ZIP codes fall under Richardson ISD. Property tax and escrow are set at the district level, so check your exact parcel before you set a budget.