Mostly documentable W-2 income, which makes conventional financing the cheapest total cost for the majority of files here. We are licensed across Texas and place loans throughout Buda and the rest of Hays County.
Mostly documentable W-2 income, which makes conventional financing the cheapest total cost for the majority of files here. Schools here fall under Hays CISD, and school district is the single largest component of the tax bill — which is why two homes at the same price in Buda can carry noticeably different monthly payments.
Buda sits in Hays County, where effective rates run roughly 1.9% – 2.4%. Values are set by the Hays Central Appraisal District. We build the escrow from your parcel's actual rate rather than a county average, so the number you see at pre-approval is the number you see at closing.
14 licensed mortgage brokers, one of whom will own your file from application to funding. Start in the Payment Lab with no email required, or tell us what you are trying to do.
All 1 ZIP codes fall under Hays CISD. Property tax and escrow are set at the district level, so check your exact parcel before you set a budget.